Why rent when you can buy new.

The Top 5 Reasons Why Buying A Home is Smarter Than Renting.

The Benefits of Homeownership

With all of the benefits of owning a home, you owe it to yourself to find out whether owning vs. renting is best for you. Renting means paying a landlord and having nothing to show for it. Home ownership is a great investment because it’s a method of forced savings. When you buy a home and make monthly mortgage payments, you will own an asset.

Low Interest Rates

Locking into a low mortgage rate today could save you hundreds of dollars each month for decades to come. And many current rental rates are as high or higher than a mortgage payment.

Gift money? You can use it for a down payment.

Using gift money for a down payment is allowed, with the amount you’re eligible to receive depending on your loan program. You may still have to come up with some of your own money to help cover a down payment, but a gift can lighten the load.

Equity and Rising Property Value

Increasing property values mean that the money you spend on your home can provide significant returns down the road. And when you pay down your loan with mortgage payments, you build equity in your home.

Tax Deductions

As a homeowner, you’ll enjoy savings via annual tax write-offs and mortgage interest payment deductions depending on your individual situation.

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