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The Top 5 Reasons Why Buying A Home is SmaRter Than Renting

 
 
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Owning a home has many financial benefits over renting. 

The most obvious benefit is the fixed mortgage payment; while rents continue to increase, your house payment never will.  And as you pay your mortgage, you will be building your equity in the home - a savings of sorts. Furthermore, as your home appreciates it accrues faster than other investments, because appreciation occurs over the entire value of the home, not just your downpayment; and if you sell your home, you won't pay taxes on the money gained.  Speaking of taxes, did you know that you can deduct mortgage interest and property taxes on your income tax return?  If you consider these benefits, it's easy to see why handing your check to the landlord every month just doesn't add up.

 
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Get more home for your money and enjoy the Space.

In many markets and Texas is no exception, mortgage payments can be comparable, if not lower than rent - and that includes apartment living. Many first-time homeowners are surprised at the size of home they can afford for a mortgage payment that is roughly the same as their monthly rent. Imagine parking in your own 2-car garage and walking right into a spacious and open floor plan. Spare bedroom or home office? Why not both? As a homeowner you don't have to make that choice. Working from home, weekend guests and backyard barbecues are all benefits of home ownership.

 
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